Term Insurance Shopping is Here!

If you own a term insurance policy and it is more than three years old, you could be paying too much. Term insurance rates have been on the decline for several years. New rates on level term policies for 5 and 10 years could reduce your long term costs by as much as 50 percent! This is still true even after the advent of Triple X regulations!

We represent many major life and health insurance companies rated A or better by A. M. Best & Company, and can offer you a choice of term life and disability income insurance. We will have our computers search over 300 companies for the best rates today.

Why do I need Life Insurance?

Life insurance isn't for the people who die. It's for the people who live.

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Here are a few examples for a healthy non-smoking male. Annual premiums level for 10 years:

Age	$100,000	$250,000	$1,000,000
35	$87	$138	$390
40	$108	$175	$540
45	$139	$258	$860
50	$202	$400	$1,320
55	$290	$620	$2,240
60	$420	$963	$3,550
65	$650	$1,615	$5,815
70	$1,135	$2,815	$10,565
75	$1,765	$4,315	$16,315

Special Note: Some carriers treat cigar and pipe smokers as non-smokers. We still have excellent rates for 15, 20, and 30 year level term periods.

Do you have questions?

Term Insurance Shopping is Here!